Banking Perspectives

Just another WordPress site

  • @bankpolicy
  • Home
  • Previous Issues
  • Visit BPI.com

The Next Financial Crisis and the Great Buffer Fallacy

Has the enhanced resilience and resolvability of large banks reduced the likelihood of another financial crisis or increased it?

March 12, 2019

The Next Financial Crisis and the Great Buffer Fallacy

By Greg Baer, Bank Policy Institute

The primary focus of post-crisis financial regulation has been to make large bank holding companies – that is, banks and their non-bank affiliates – more resilient and resolvable. The former… Continue Reading

Bank Capital and Stress Testing, Bank Liquidity

March 12, 2019

Corporates See RTP Network as Innovative Platform for Improving Customer Experience

By Jim Colassano, The Clearing House

When it comes to understanding the real-time payments revolution now underway, corporate customers are a good gauge of what this new wave of payments innovation will offer to consumers and… Continue Reading

Fintech, Payments

March 12, 2019

Northern Trust CEO O’Grady Discusses Emerging Technology

By Greg Baer, Bank Policy Institute

GREG BAER, BANK POLICY INSTITUTE: I would like to start with an overview of Northern Trust. Your main lines of business are corporate and institutional services and wealth management. Should… Continue Reading

Fintech

March 12, 2019

Banks and the Next Recession

By Douglas J. Elliott, Oliver Wyman

WHEN THE NEXT RECESSION COMES, how will banks and the wider economy be affected? This is a timely question, given fears in the financial markets that one of the longest… Continue Reading

Bank Capital and Stress Testing, Bank Liquidity

March 12, 2019

Expectations and Economics of Financial Crises

By Nicola Gennaioli and Andrei Shleifer, Harvard University

The collapse of the investment bank Lehman Brothers on Sunday, September 14, 2008, caught almost everyone by surprise. It surprised investors, who dumped stocks and brought the market index down… Continue Reading

Bank Capital and Stress Testing, Bank Liquidity

March 12, 2019

The CECL Approach

By Stephen G. Ryan, Stern School of Business, New York University

EFFECTIVE IN 2020 for Securities and Exchange Commission registrant banks (and 2022 for private banks), U.S. generally accepted accounting principles (GAAP) will require banks to accrue for credit losses on… Continue Reading

Bank Capital and Stress Testing, Bank Liquidity

March 12, 2019

Balancing Banking Regulation to Deal with Risky Lending and Runs

By Anil Kashyap, University of Chicago’s Booth School of Business; Dimitrios P. Tsomocos, Saïd Business School; and Alexandros P. Vardoulakis, Federal Reserve Board

THERE IS A SURPRISING DISCONNECT between the theory that we teach about financial intermediation and the ongoing debates about how financial institutions ought to be regulated. In this essay, we… Continue Reading

Bank Capital and Stress Testing, Bank Liquidity

March 12, 2019

FRB and FDIC Cast a Critical Eye on Resolution Plans

By Neil Bloomfield and Kate Wellman, Moore & Van Allen

ON DECEMBER 20, 2018, the Federal Reserve Board (FRB) and the Federal Deposit Insurance Corporation (FDIC; together with the FRB, the Agencies) released their determinations regarding the 2018 resolution plans… Continue Reading

Bank Activities and Structure, Bank Capital and Stress Testing, Bank Liquidity

March 12, 2019

FinTech and the New Financial Landscape

By Itay Goldstein, The Wharton School, University of Pennsylvania; Julapa Jagtiani, Federal Reserve Bank of Philadelphia; and Aaron Klein, The Brookings Institution

Editor’s Note: The opinions expressed in this paper are the authors’ own views and do not necessarily represent the views of the Federal Reserve Bank of Philadelphia or the Federal… Continue Reading

Fintech

Next Page »
media@bpi.com
202.289.4322
Washington, D.C.
1300 Eye St. NW
Suite 1100 West
Washington, D.C. 20005
  • @bankpolicy
Copyright © 2021 Bank Policy Institute