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Bank Activities and Structure

March 12, 2019

FRB and FDIC Cast a Critical Eye on Resolution Plans

By Neil Bloomfield and Kate Wellman, Moore & Van Allen

ON DECEMBER 20, 2018, the Federal Reserve Board (FRB) and the Federal Deposit Insurance Corporation (FDIC; together with the FRB, the Agencies) released their determinations regarding the 2018 resolution plans… Continue Reading

Bank Activities and Structure, Bank Capital and Stress Testing, Bank Liquidity

October 4, 2018

BPI Bank Conditions Index Shows Extremely Resilient Banking Sector

By BPI Research

The Bank Conditions Index (BCI), which provides an analytical and concise measurement of the condition of the U.S. banking system, was roughly unchanged in the first quarter of 2018 and… Continue Reading

Bank Activities and Structure, Bank Liquidity

June 4, 2018

HSBC’s Patrick Burke On Global Regulatory Harmonization, Tax Cuts, and More

By James D. Aramanda

Patrick Burke, President and CEO of HSBC North America Holdings, discusses the impact of bank regulatory reform and the 2018 tax cuts on the U.S. economy, global regulatory harmonization, and… Continue Reading

AML/CFT, Bank Secrecy Act and Sanctions, Bank Activities and Structure, Bank Capital and Stress Testing, Cryptocurrency, Fintech, Open Banking, Payments, Supervision and Enforcement

March 3, 2018

Treasury Department’s Craig Phillips on the FSOC, CRA and the Burden of Financial Regulation

By Greg Baer

Greg Baer, TCH:  Craig, you have spent most of your career in the business sector. What has been the biggest surprise about working in Washington? Craig Phillips, Treasury Department: Honestly, that… Continue Reading

Bank Activities and Structure, Supervision and Enforcement

March 3, 2018

Crisis Management in the Banking Industry

By David Portilla and Mary Jo White

Today, all institutions face a range of potential crises, including significant accounting and financial fraud issues, allegations over a range of matters, such as sexual abuse and misconduct by senior… Continue Reading

Bank Activities and Structure, Bank Governance

March 3, 2018

The Future of Banking

By Peter Andrew Davey

It’s not uncommon to read opinion pieces on “the death of banking.” However, financial institutions often have faced difficult times during their history, and have overcome them. One thing has… Continue Reading

Bank Activities and Structure, Fintech

December 3, 2017

What Is a Bank?

John Douglas

Square’s and SoFi’s applications for industrial bank charters and Varo Money’s application for a national bank charter directly bring to the forefront these lingering questions: What is a bank? Who… Continue Reading

Bank Activities and Structure, Fintech, Payments

September 3, 2017

Improving Appeals of Material Supervisory Determinations

by Julie Andersen Hill

What happens when a bank examiner makes a mistake? Perhaps the examiner gave the bank a composite CAMELS rating of 4 when comparable banks typically receive a 2. Perhaps the examiner… Continue Reading

Bank Activities and Structure, Supervision and Enforcement

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