When it comes to understanding the real-time payments revolution now underway, corporate customers are a good gauge of what this new wave of payments innovation will offer to consumers and… Continue Reading
Northern Trust CEO O’Grady Discusses Emerging Technology
GREG BAER, BANK POLICY INSTITUTE: I would like to start with an overview of Northern Trust. Your main lines of business are corporate and institutional services and wealth management. Should… Continue Reading
FinTech and the New Financial Landscape
Editor’s Note: The opinions expressed in this paper are the authors’ own views and do not necessarily represent the views of the Federal Reserve Bank of Philadelphia or the Federal… Continue Reading
Billing Technology: The Next Generation
The Clearing House’s RTP (Real-Time Payments) network will propel faster payments and bring in the next generation of billing technology. As a provider of integrated electronic billing and payment solutions,… Continue Reading
U.S. Bancorp’s CEO Andy Cecere Discusses the State of Banking
Andy Cecere, chairman, president and CEO of U.S. Bancorp, discusses changes in the banking industry, the effects of the financial crisis, real-time payments, and fostering innovation with Greg Baer, CEO of the Bank Policy Institute.
Personal Financial Data: Consumer Views on Data Aggregation
Nearly a third of U.S.-banked consumers responding to a 2018 TCH/A.T. Kearney study used at least one FinTech application in the prior 12 months to facilitate complex data sharing, ranging… Continue Reading
Achieving a Ubiquitous Faster Payments Capability in the U.S.
The plan to create a ubiquitous faster payments capability in the United States in order to promote efficient commerce and facilitate innovation.
HSBC’s Patrick Burke On Global Regulatory Harmonization, Tax Cuts, and More
Patrick Burke, President and CEO of HSBC North America Holdings, discusses the impact of bank regulatory reform and the 2018 tax cuts on the U.S. economy, global regulatory harmonization, and… Continue Reading
Risk Management in the Digital Age
Note: Rob Ceske is a principal, Kelly Combs and Nadim Hraibi are managers, and Jamie Hooten is an associate at KPMG LLP. The authors would like to gratefully acknowledge Junghoon Woo,… Continue Reading