We increasingly are seeing artificial intelligence (AI) in our everyday lives, from speech-to-text features on our smartphones to voice-control digital assistants that can order groceries to the profiling and customization… Continue Reading
Interest in big data and machine learning recently has been expanding at what seems an exponential rate. Reductions in data storage costs have permitted the development of very large databases… Continue Reading
It’s not uncommon to read opinion pieces on “the death of banking.” However, financial institutions often have faced difficult times during their history, and have overcome them. One thing has… Continue Reading
The financial services industry has been leveraging artificial intelligence (AI) – specifically, machine learning (ML) – to support payments for over a decade. For example, early investments by PayPal in… Continue Reading
Payments have never been easier or more convenient to initiate and settle than they are today, especially on an individual basis. Payment companies, banks, and FinTechs finally are approaching the… Continue Reading
Much has been written about blockchain technology during the past few years. After the initial attention that the Bitcoin crowd received, the recent increase in the price of Bitcoin, and… Continue Reading
Jim Aramanda, TCH: Let’s start off on a lighter note. As you know, Alexander Hamilton, who founded The Bank of New York 233 years ago, has been getting a lot… Continue Reading
Square’s and SoFi’s applications for industrial bank charters and Varo Money’s application for a national bank charter directly bring to the forefront these lingering questions: What is a bank? Who… Continue Reading
Jim Aramanda, TCH: You have a deep background in technology, including as a CIO. And you have made technology an important part of Fifth Third’s growth strategy. Could you provide us… Continue Reading
