Jim Aramanda, TCH: Bill, thank you for joining me. Give me your top-line thoughts about the banking industry today. Bill Rogers, SunTrust: Thanks, Jim. Banks have never been better positioned… Continue Reading
Should Non-Bank Payment Firms Be Eligible to Open Federal Reserve Bank Accounts
NON-BANK PAYMENT FIRMS play an important and highly visible role in the rapidly changing modern payment ecosystem. However, almost without exception, these firms are unable to participate directly in U.S…. Continue Reading
The Post-Crisis Regulatory Tariff Regime
The regulatory and examination regime applied to foreign banks operating in the U.S. seems difficult to justify based on any historical experience or reasoned analysis.
Do Good Ring Fences Make Good Neighbors?
The tenth anniversary of the 2008 financial crisis marks an appropriate time to review the cumulative impact of the legislative and regulatory responses. Do these responses continue to strike the… Continue Reading
Ring-Fencing for Bank Resolution and Crisis Response
Present practices are preventing the emergence of cross-border banking groups.
The Quiet Revolution of Central Banks
This issue of Banking Perspectives includes two articles on an important but generally overlooked subject: the interrelationship between bank liquidity regulation and the effectuation of monetary policy. The potential for… Continue Reading
On the Resiliency of U.S. Operations of Foreign Banks
U.S.-based operations of foreign banks, which are resilient and well positioned to weather the next significant economic downturn, also play a key role in the economy by providing an important source of funding for U.S. businesses.
The Governance of Monetary and Financial Stability Policy
Since the financial crisis, the world’s major central banks have accumulated much more power. Is that OK? Does it fit with our democratic values? The delegation of power by legislatures… Continue Reading
Crisis Management in the Banking Industry
Today, all institutions face a range of potential crises, including significant accounting and financial fraud issues, allegations over a range of matters, such as sexual abuse and misconduct by senior… Continue Reading