Historians may look back at 2018 as a pivot point for the U.S. banking system. Just a decade after the nadir of the 2008 financial crisis, this year will likely… Continue Reading
November 25, 2018
November 25, 2018
A Matter of Trust
We invite all participants in the financial services ecosystem – including FinTechs, data aggregator intermediaries, financial institutions, regulators, consumer associations, and bank associations – to take part. … Continue Reading
October 4, 2018
Personal Financial Data: Consumer Views on Data Aggregation
Nearly a third of U.S.-banked consumers responding to a 2018 TCH/A.T. Kearney study used at least one FinTech application in the prior 12 months to facilitate complex data sharing, ranging… Continue Reading
October 1, 2018
The Quiet Revolution of Central Banks
This issue of Banking Perspectives includes two articles on an important but generally overlooked subject: the interrelationship between bank liquidity regulation and the effectuation of monetary policy. The potential for… Continue Reading
June 4, 2018
HSBC’s Patrick Burke On Global Regulatory Harmonization, Tax Cuts, and More
Patrick Burke, President and CEO of HSBC North America Holdings, discusses the impact of bank regulatory reform and the 2018 tax cuts on the U.S. economy, global regulatory harmonization, and… Continue Reading
June 4, 2018
The Liquidity Coverage Ratio and Monetary Policy Implementation
Editor’s Note: This article is based on our research paper “Liquidity Regulation and the Implementation of Monetary Policy” and on the extended discussion in BIS Working Paper No. 432.2. It also… Continue Reading