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Payments

June 3, 2018

Cyberthreats and Wholesale Payment Systems

By Alaina Gimbert and Rob Hunter

Early in 2016, the first reports of a historic theft began to surface in the press. Sounding more like the storyline of a James Bond movie than the mundane world… Continue Reading

Cybersecurity, Payments

June 1, 2018

Real-Time Payments Have Arrived

By James D. Aramanda

In November 2017, The Clearing House launched the first completely real-time payments system in the U.S. and the most modern payments system in the world. On that date, the first… Continue Reading

Payments

December 3, 2017

Using Artificial Intelligence to Support Real-Time Payments

by Chris DeBrusk and Shriram Santhanam

The financial services industry has been leveraging artificial intelligence (AI) – specifically, machine learning (ML) – to support payments for over a decade. For example, early investments by PayPal in… Continue Reading

Fintech, Payments

December 3, 2017

Solving The Problem of B2B Payments

by Courtney Trimble

Payments have never been easier or more convenient to initiate and settle than they are today, especially on an individual basis. Payment companies, banks, and FinTechs finally are approaching the… Continue Reading

Cybersecurity, Fintech, Payments

December 3, 2017

Is Blockchain Technology Right for Banking?

by Peter Andrew Davey

Much has been written about blockchain technology during the past few years. After the initial attention that the Bitcoin crowd received, the recent increase in the price of Bitcoin, and… Continue Reading

Fintech, Payments

December 3, 2017

BNY Mellon’s Gerald Hassell Discusses the Economy, Technology, and His 44-Year Career

Gerald L. Hassell

Jim Aramanda, TCH: Let’s start off on a lighter note. As you know, Alexander Hamilton, who founded The Bank of New York 233 years ago, has been getting a lot… Continue Reading

Fintech, Payments

December 3, 2017

Consumer Data in an API-Enabled World

by Bob Hedges

Application Programming Interfaces (APIs) – long utilized within closely restricted environments by the financial services industry – provide a set of standardized procedures for data and applications to securely communicate… Continue Reading

Cybersecurity, Payments

December 3, 2017

As Real-Time Payments Rise, Payment Hubs See a Resurgence

by Rob Hayden and Liz Oakes

In the early 2000s, when global banks were re-engineering their core systems, payment hubs were seen as the future of payment infrastructure. However, the hub offerings available at the time… Continue Reading

Payments

December 3, 2017

What Is a Bank?

John Douglas

Square’s and SoFi’s applications for industrial bank charters and Varo Money’s application for a national bank charter directly bring to the forefront these lingering questions: What is a bank? Who… Continue Reading

Bank Activities and Structure, Fintech, Payments

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