#1: The big Implications of sPOE and MPOE Resolution Structures The development of resolution frameworks has revolutionized (or should revolutionize) many aspects of bank regulation. If the core purpose of… Continue Reading
October 5, 2018
October 4, 2018
The Post-Crisis Regulatory Tariff Regime
The regulatory and examination regime applied to foreign banks operating in the U.S. seems difficult to justify based on any historical experience or reasoned analysis.
October 4, 2018
U.S. Bancorp’s CEO Andy Cecere Discusses the State of Banking
Andy Cecere, chairman, president and CEO of U.S. Bancorp, discusses changes in the banking industry, the effects of the financial crisis, real-time payments, and fostering innovation with Greg Baer, CEO of the Bank Policy Institute.
October 4, 2018
Do Good Ring Fences Make Good Neighbors?
The tenth anniversary of the 2008 financial crisis marks an appropriate time to review the cumulative impact of the legislative and regulatory responses. Do these responses continue to strike the… Continue Reading
October 4, 2018
Ring-Fencing’s Global Impact
When THE BASEL III FRAMEWORK was finalized in December 2017, it represented an important milestone for the post-crisis movement to reform and strengthen financial regulation. Yet, in parallel with these… Continue Reading
October 4, 2018
Ring-Fencing for Bank Resolution and Crisis Response
Present practices are preventing the emergence of cross-border banking groups.
October 4, 2018
Personal Financial Data: Consumer Views on Data Aggregation
Nearly a third of U.S.-banked consumers responding to a 2018 TCH/A.T. Kearney study used at least one FinTech application in the prior 12 months to facilitate complex data sharing, ranging… Continue Reading
October 4, 2018
BPI Bank Conditions Index Shows Extremely Resilient Banking Sector
The Bank Conditions Index (BCI), which provides an analytical and concise measurement of the condition of the U.S. banking system, was roughly unchanged in the first quarter of 2018 and… Continue Reading
October 3, 2018
Achieving a Ubiquitous Faster Payments Capability in the U.S.
The plan to create a ubiquitous faster payments capability in the United States in order to promote efficient commerce and facilitate innovation.
September 30, 2018
BPI Kick-Off Reception Brings Together Banking Regulatory Experts
BPI, which launched in July, held its kick-off reception at its offices in Washington, DC.
September 29, 2018
On the Resiliency of U.S. Operations of Foreign Banks
U.S.-based operations of foreign banks, which are resilient and well positioned to weather the next significant economic downturn, also play a key role in the economy by providing an important source of funding for U.S. businesses.