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Third Quarter 2018

International Banking Standards and Regulatory Balkanization

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October 5, 2018

Ring-Fencing: Escape from the Prisoner’s Dilemma

By Wilson Ervin, Credit Suisse

#1: The big Implications of sPOE and MPOE Resolution Structures The development of resolution frameworks has revolutionized (or should revolutionize) many aspects of bank regulation. If the core purpose of… Continue Reading

Bank Capital and Stress Testing, Bank Liquidity, Supervision and Enforcement

October 4, 2018

The Post-Crisis Regulatory Tariff Regime

By Greg Baer, Bank Policy Institute

The regulatory and examination regime applied to foreign banks operating in the U.S. seems difficult to justify based on any historical experience or reasoned analysis.

Bank Governance, Bank Liquidity, Supervision and Enforcement

October 4, 2018

U.S. Bancorp’s CEO Andy Cecere Discusses the State of Banking

By Greg Baer, Bank Policy Institute

Andy Cecere, chairman, president and CEO of U.S. Bancorp, discusses changes in the banking industry, the effects of the financial crisis, real-time payments, and fostering innovation with Greg Baer, CEO of the Bank Policy Institute.

Cybersecurity, Fintech, Payments

October 4, 2018

Do Good Ring Fences Make Good Neighbors?

By H. Rodgin Cohen, Sullivan & Cromwell

The tenth anniversary of the 2008 financial crisis marks an appropriate time to review the cumulative impact of the legislative and regulatory responses. Do these responses continue to strike the… Continue Reading

Bank Capital and Stress Testing, Bank Governance, Bank Liquidity, Supervision and Enforcement

October 4, 2018

Ring-Fencing’s Global Impact

By William Coen, Basel Committee on Banking Supervision

When THE BASEL III FRAMEWORK was finalized in December 2017, it represented an important milestone for the post-crisis movement to reform and strengthen financial regulation. Yet, in parallel with these… Continue Reading

Bank Capital and Stress Testing, Supervision and Enforcement

October 4, 2018

Ring-Fencing for Bank Resolution and Crisis Response

By Edouard Fernandez-Bollo, Autorité de contrôlE prudentiel et de résolution

Present practices are preventing the emergence of cross-border banking groups.

Bank Capital and Stress Testing, Bank Governance, Bank Liquidity, Supervision and Enforcement

October 4, 2018

Personal Financial Data: Consumer Views on Data Aggregation

By Dave Fortney, TCH, and Rajesh John, A.T. Kearney

Nearly a third of U.S.-banked consumers responding to a 2018 TCH/A.T. Kearney study used at least one FinTech application in the prior 12 months to facilitate complex data sharing, ranging… Continue Reading

Cybersecurity, Fintech, Open Banking

October 4, 2018

BPI Bank Conditions Index Shows Extremely Resilient Banking Sector

By BPI Research

The Bank Conditions Index (BCI), which provides an analytical and concise measurement of the condition of the U.S. banking system, was roughly unchanged in the first quarter of 2018 and… Continue Reading

Bank Activities and Structure, Bank Liquidity

October 3, 2018

Achieving a Ubiquitous Faster Payments Capability in the U.S.

by Stephanie Heller and Rob Hunter, TCH, and Richard Taffet, Morgan Lewis

The plan to create a ubiquitous faster payments capability in the United States in order to promote efficient commerce and facilitate innovation.

Fintech, Payments

September 30, 2018

BPI Kick-Off Reception Brings Together Banking Regulatory Experts

by TCH Staff

BPI, which launched in July, held its kick-off reception at its offices in Washington, DC.

Uncategorized

September 29, 2018

On the Resiliency of U.S. Operations of Foreign Banks

By Francisco Covas, Myya McGregory, and Robert Lindgren, Bank Policy Institute

U.S.-based operations of foreign banks, which are resilient and well positioned to weather the next significant economic downturn, also play a key role in the economy by providing an important source of funding for U.S. businesses.

Bank Capital and Stress Testing, Bank Governance, Bank Liquidity

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